
Virtuous Women, Honour the Lord...
Virtuous Women Credit and Loan Cooperative Society is a Christian women’s organization based in Nigeria, with its headquarters in Jos. We are committed to empowering women through sustainable financial solutions, capacity building, and community-centered support. By promoting financial literacy, access to credit, and cooperative growth, we help women build lasting wealth, nurture their families, and uplift their communities. At the heart of our work is a vision of dignity, faith, and shared prosperity—where women across all generations thrive together.

Our
Vision
To be one of the leading women's business organizations in Africa.
Our Mission
To empower women in marketplace ministry through capacity building and partnership with other stakeholders.
Our Story

At Virtuous Women Credit and Loan Cooperative Society (VWCLCS), we aspire to become one of Africa’s leading women-led business organizations, driven by faith and dedicated to fostering progress, prosperity, and purpose. Through unwavering belief and commitment, we aim to empower women across generations, creating lasting impact in both their lives and their communities.

Our Services
